A. TD Bank Group

The TD Bank Group means The Toronto-Dominion Bank and its affiliates that provide deposit, investment, loan, securities, trust, insurance and other products or services.

B. Use of Website

The Toronto-Dominion Bank and its affiliates are not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of your use of this Website and/or any web browser, including any damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request over the Internet. Websites accessed by hyperlink appearing from this Website are for convenience only. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this Website.

C. Information

The statements contained herein are based on material believed to be reliable and are provided for informational purposes only. They do not provide financial, legal, tax or investment advice and should not be relied upon in that regard. Graphs are used for illustrative purposes only. We cannot guarantee the information is accurate, complete or current at all times. Particular investment or trading strategies should be evaluated relative to each investor's objectives, risk tolerance and particular circumstances. The Toronto-Dominion Bank and its affiliates and related entities are not liable for any errors or omissions in the information or for any loss or damage suffered.

D. Trade-marks and Copyrights

Certain names, words, titles, phrases, logos, icons, graphics or designs in the pages of this Website may constitute trade names, registered or unregistered trade-marks or service marks ("Trade-marks") of The Toronto-Dominion Bank, other members of The Toronto-Dominion Bank or of third parties and used under license by The Toronto-Dominion Bank or other members of The Toronto-Dominion Bank. However, the display of Trade-marks on pages at this Website does not imply that any license has been granted to any third party.

All information in this Website is protected under the copyright laws of Canada and/or other countries. Users of this Website shall be entitled to copy any information for their own personal use but may not republish or reproduce any such information in any manner, including electronic reproduction by "uploading" or "downloading", without the prior written consent of The Toronto-Dominion Bank. Otherwise, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this Website.

Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this Website may be a violation of statutory or common law rights which could subject the violator to legal action.

E. Product Information

Products and services of The Toronto-Dominion Bank and its affiliates are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information contained in this Website is subject to change without notice and does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors and others who are not resident in Canada should consult with their financial advisor and legal counsel to determine if such products and services may lawfully be sold to them in their jurisdiction.

TD Asset Management is the business name used by TD Asset Management Inc. and TDAM USA Inc., two separate but affiliated entities.

TDAM USA Inc., an SEC-registered investment adviser with its principal office and place of business in Toronto, Canada, serves as investment adviser to mutual funds offered in the United States. [TD Asset Management Inc. is not registered with the SEC and does not offer its services in the United States]

    November 24, 2020